Lend with confidence, recover on time
Give gold loans with KYC, interest calculations, due dates and repayment tracking — all in one clean ledger. You always know who owes what, down to the day.
Collateral loans, managed with precision
Live outstanding calculations, overdue alerts, and one-tap repayment recording.
2
Active Loans
₹1,65,000
Total Principal
1
Overdue
Mock-up only. Interactive preview for illustration. The actual SHUBHRA software may differ in design, layout, and functionality.
Key capabilities
KYC-backed Pledges
Capture Aadhaar and PAN photos at the time of the loan. Every pledge is documented, stored securely and retrievable at any time.
Automatic Interest Calculation
Set your interest rate once. The system calculates the interest due daily or monthly as time passes — you just check the dashboard.
Due Date Alerts
Get notified when a loan is approaching its due date or has gone overdue. Never chase a borrower by memory alone.
Clean Repayment Ledger
Record repayments one by one. The outstanding principal and interest update in real time. Close the loan when fully settled — one tap.
From zero to done — step by step
Open the loan
Enter pledged item details, loan amount, interest rate and due date.
Capture KYC
Photograph Aadhaar and PAN on the spot. Stored securely against the loan.
Track interest
Interest accrues automatically every day. Outstanding is visible at a glance.
Record & close
Log repayments as they arrive. Close the loan when fully settled.
See gold loan management in action
No cost, no commitment. We set up a free demo tailored to your shop.