Keep customers coming back, every month
Run savings and gold-purchase schemes digitally — enroll members, generate agreements, send automated WhatsApp reminders, and close schemes at maturity without a single sheet of paper.
Savings schemes that keep customers coming back
Manage groups, track monthly collections, and watch lock-in and maturity dates in real time.
2
Active Groups
3
Total Groups
₹5,40,000
Total Collected
Mock-up only. Interactive preview for illustration. The actual SHUBHRA software may differ in design, layout, and functionality.
Key capabilities
Scheme Groups
Create schemes with a monthly contribution, duration (e.g., 11 months + 1 bonus) and payout rules. Enroll as many customers as you want.
Digital Agreements
Generate a signed agreement PDF for every member in seconds. Print it or send it on WhatsApp — no pre-printed forms needed.
Automatic WhatsApp Reminders
Reminders go out to members on their due date every month automatically. No phone calls, no manual follow-up on your end.
Maturity Settlement
At the end of the scheme, the payout amount is calculated automatically. Settle in gold, cash or credit toward a new purchase.
From zero to done — step by step
Create the scheme
Set the monthly amount, duration and bonus structure. Name it for easy reference.
Enroll customers
Add members, generate their agreement and print or send it on WhatsApp.
Reminders run themselves
Members get a WhatsApp message on their due date every month. You do nothing.
Settle at maturity
At the end, settle in gold or cash. Full contribution history is on record.
See how schemes work
No cost, no commitment. We set up a free demo tailored to your shop.